What are the costs?
Step 1: Discovery Call
(1 hour)
No obligation at this stage, whatsoever.
A great opportunity for you to ask any burning questions you may have about your situation, about myself, our organisation and our process.
I’ll discuss your specific circumstances and what you’re looking to get out of life and your hard earned money.
I’ll give you an overview of my initial thoughts on your situation and recommendations as to how we would solve your problems.
Step 2: Delivering the plan
(1 hour)
No obligation at this stage either
In this session, I’ll provide you with; detailed cash-flow modelling
of where you are now, and the exact steps we would take together
to get you to your desired outcomes and objectives.
We’ll run through some
detailed analysis on your existing pensions and investments,
to help you understand whether a change of approach is in your interest,
and how myself & St. James’s Place would have compared,
on a risk and fee adjusted basis.
We’ll talk in ‘pounds and pence’ of what our costs will be,
based on your exact situation and the plan we’ve agreed.
If you decide that myself or St. James’s Place are not for you,
my exact plan is yours to take away and execute yourself,
at no cost to you, except for a couple of hours of your time.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select,
and the value can therefore go down as well as up. You may get back less than you invested.
Step 3: We execute the plan and relax
Our fee is charged on the total funds we manage on your behalf.
This cover all moving parts of the UK wealth management industry;
Financial Advice
‘Platform’/Administration (incl. Investment analysis, research and due diligence costs)
Fund management
More information on SJP’s charges can be found here: https://www.sjp.co.uk/charges
“Is that cost worth paying?”
That’s for you to make an informed decision based on the full information after you’ve booked one of my ‘Discovery Calls’.
However, if you haven’t already, check out what some of my existing clients have to say and make your own mind up.